AOI TotalLIFE provides group life and accidental death and dismemberment (AD&D) insurance, as well as long and short term disability benefits to AOI members. As a fundamental element of any benefits package, group life and disability insurance helps protect employees and their loved ones from losses due to untimely death or disability.

AOI members receive an exclusive variety of benefits with TotalLIFE, provided they have two or more employees. Offer this low-cost benefit to your employees with the knowledge that you have provided financial security for those who depend on an employee's income.

• TotalLIFE Quote Request Form (PDF)
• TotalLIFE Employer Enrollment Application (PDF)
• TotalLIFE Employee Enrollment Application (PDF)

Advantages

AOI TotalLIFE offers a customized set of benefits specifically for AOI members: (Life, AD&D, STD and LTD coverage)— these benefits are not typically available on the direct market. Coverage is also available for businesses with fewer than five employees, which can be difficult to purchase outside this program.

Businesses with two or more employees are eligible to participate, though eligibility to purchase some products may be restricted due to the industry segment of the business.

For more information, or to obtain a rate quote, contact your life or health insurance agent, or contact Tina Kennedy at AOI:
Phone: 503-268-1708
E-mail: tinakennedy@aoi.org